Some households would face even steeper increases. Premium payments vary with age, location and income; and some subsidies will still be available for those earning under $63,000 a year. A 60-year-old couple with a household income of $85,000 could see their annual payments rise by more than $22,600 from a baseline of $7,225 this year.

Short-term insurance plans are typically cheaper than ACA coverage, costing about half as much as a plan sold on state-run marketplaces created by Obamacare. As The Washington Post notes, a 40-year-old nonsmoker in Florida can secure ACA coverage for about $500 a month, while a short-term plan would cost said person about $320.

Millions of Americans are seeing higher health insurance premiums after Congress failed to extend Affordable Care Act subsidies, leaving families facing steep cost increases in the new year.

As 2026 gets underway, so does some New Yorkers’ search for affordable health insurance. Affordable Care Act subsidies expired on Dec. 31, causing plan premiums to increase an average of 38%, or $877 annually,

Experts point to several factors behind the surge in health insurance prices, including general inflation, the growing use of high-cost prescription drugs, and consolidation among medical providers.

Millions of Americans face sharply higher health insurance premiums as enhanced ACA tax credits expired on Dec 31, 2025. Learn who is most affected.

Gov. Kathy Hochul on Wednesday announced a slew of new laws set to take effect on Jan. 1, including a provision that would cap out-of-pocket costs for medically necessary EpiPens to $100 per year.

Private health insurance premiums will be going up in 2026 – in some cases, by a lot. Congressional Democrats and Republicans remain deadlocked on health care reform, following disagreements over America’s health insurance marketplace that contributed to November’s government shutdown.

Five new Florida laws passed during the 2025 legislative session are scheduled to take effect on Jan. 1, 2026, adding to a slate of measures that began rolling out earlier in the year.

Senate Bill 120 requires health insurance plans to continue to cover the full cost of behavioral health services. The measure was part of a larger suite of behavioral health bills passed by the Legislature during the regular 60-day session in 2025.